Sparks Toyota

4855 Highway 501
Myrtle Beach, SC 29577
Phone: 843-236-2161
Fax: 843-236-2810
Sparks Scion Print

Finance Pricing - Finance rates may be affected by loan to value percentages. See dealer for details.

Tier Placement

Loan To Value/Term

Interest Rate
Tier 1 + Beacon 740+) LTV 90% - Up To 63 Month Term 5.14%
Tier 1 + Beacon 740+) LTV 91% to 120% - Up To 63 Month Term 5.74%
Tier 1 + Beacon 740+) LTV 121% to 130% - Up To 63 Month Term 6.49%
Tier 1 + Beacon 740+) LTV Over 130% - Up To 63 Month Term 6.99%
Tier I+ (Beacon 740+ ) For 64 to 75 Month Terms +0.75%
Tier I (Beacon 739-720) LTV 90% - Up To 63 Month Term 6.04%
Tier I (Beacon 739-720) LTV 91% to 120% - Up To 63 Month Term 5.69%
Tier I (Beacon 739-720) LTV 121% to 130% - Up To 63 Month Term 6.29%
Tier I (Beacon 739-720) LTV Over 130% - Up To 63 Month Term 7.04%
Tier I (Beacon 739-720) For 64 to 75 Month Terms +0.85%
Tier II (Beacon 719-700) LTV 90% - Up To 63 Month Term 6.29%
Tier II (Beacon 719-700) LTV 91% to 120% - Up To 63 Month Term 7.04%
Tier II (Beacon 719-700) LTV 121% to 130% - Up To 63 Month Term 7.94%
Tier II (Beacon 719-700) LTV Over 130% - Up To 63 Month Term 8.44%
Tier II (Beacon 719-700) For 64 to 75 Month Terms +0.95%
Tier III (Beacon 699-680) LTV 90% - Up To 63 Month Term 7.39%
Tier III (Beacon 699-680) LTV 91% to 120% - Up To 63 Month Term 8.39%
Tier III (Beacon 699-680) LTV 121% to 130% - Up To 63 Month Term 10.04%
Tier III (Beacon 699-680) LTV Over 130% - Up To 63 Month Term 10.54%
Tier III (Beacon 699-680) For 64 to 75 Month Terms +1.15%
Tier IV (Beacon 679-660) LTV 90% - Up To 63 Month Term 8.99%
Tier IV (Beacon 679-660) LTV 91% to 120% - Up To 63 Month Term 9.99%
Tier IV (Beacon 679-660) LTV 121% to 130% - Up To 63 Month Term 11.64%
Tier IV (Beacon 679-660) LTV Over 130% - Up To 63 Month Term 12.39%
Tier IV (Beacon 679-660) For 64 to 75 Month Terms

+1.30%

Tier V (See Assigned Tier) LTV 90% - Up To 63 Month Term 11.09%
Tier V (See Assigned Tier) LTV 91% to 120% - Up To 63 Month Term 12.09%
Tier V (See Assigned Tier) LTV 121% to 130% - Up To 63 Month Term 13.99%
Tier V (See Assigned Tier) LTV Over 130% - Up To 63 Month Term 14.74%
Tier V (See Assigned Tier) For 64 to 75 Month Terms

+1.55%

Tier VI (See Assigned Tier) LTV 90% - Up To 63 Month Term 14.39%
Tier VI (See Assigned Tier) LTV 91% to 120% - Up To 63 Month Term 15.14%
Tier VI (See Assigned Tier) LTV 121% to 130% - Up To 63 Month Term 16.29%
Tier VI (See Assigned Tier) LTV Over 130% - Up To 63 Month Term 17.04%
Tier VI (See Assigned Tier) For 64 to 75 Month Terms +1.65%
Tier VII (See Assigned Tier) LTV 90% - Up To 63 Month Term 15.89%
Tier VII (See Assigned Tier) LTV 91% to 120% - Up To 63 Month Term 16.64%
Tier VII (See Assigned Tier) LTV 121% to 130% - Up To 63 Month Term 17.79%
Tier VII (See Assigned Tier) LTV Over 130% - Up To 63 Month Term 18.54%
Tier VII (See Assigned Tier) For 64 to 75 Month Terms +1.10%

 

 

LEASE FACTORS
Less Than 110% Advance 110% To 120% Advance
24-48 Month (49-60 Month) 24-48 Month
Tier 1 (Beacon 720+) 0.00239 /(0.00289) 0.00274
Tier II (Beacon 680-719) 0.00289 /(0.00329) 0.00339
Tier III (Beacon 650-679) 0.00349 /(N/A) N/A
Tier IV (Beacon 600 - 649)

0.00403 /(N/A)

N/A

New Vehicle Protection Plans

Years/Miles Covered - Deductible
Platinum Level Protection 5 Year/75,000 Mile - $100 Deductible $1216
Platinum Level Protection 5 Year/75,000 Mile - $0 Deductible $1296
Platinum Level Protection 7 Year/70,000 Mile - $100 Deductible $1401
Platinum Level Protection 7 Year/70,000 Mile - $0 Deductible $1471
Platinum Level Protection 7 Year/100,000 Mile - $100 Deductible $1712
Platinum Level Protection 7 Year/100,000 Mile - $0 Deductible $1772
Gold Plus Level Protection 5 Year/75,000 Mile - $0 Deductible $1242
Gold Plus Level Protection 5 Year/75,000 Mile - $100 Deductible $1184
Gold Plus Level Protection 7 Year/70,000 Mile - $0 Deductible $1365
Gold Plus Level Protection 7 Year/70,000 Mile - $100 Deductible $1305
Gold Plus Level Protection 7 Year/100,000 Mile - $0 Deductible $1561
Gold Plus Level Protection 7 Year/100,000 Mile - $100 Deductible $1497
Gold Level Protection 5 Year/75,000 Mile - $0 Deductible $1182
Gold Level Protection 5 Year/75,000 Mile - $100 Deductible $1122
Gold Level Protection 7 Year/70,000 Mile - $0 Deductible $1293
Gold Level Protection 7 Year/70,000 Mile - $100 Deductible $1233
Gold Level Protection 7 Year/100,000 Mile - $0 Deductible $1370
Gold Level Protection 7 Year/100,000 Mile - $100 Deductible $1310
Silver Level Protection 5 Year/75,000 Mile - $0 Deductible $967
Silver Level Protection 5 Year/75,000 Mile - $100 Deductible $897
Silver Level Protection 7 Year/70,000 Mile - $0 Deductible $1093
Silver Level Protection 7 Year/70,000 Mile - $100 Deductible $1033
Silver Level Protection 7 Year/100,000 Mile - $0 Deductible $1296
Silver Level Protection 7 Year/100,000 Mile - $100 Deductible $1263
Other Products
Guaranteed Auto Protection (GAP) Up to 84 months of loan term $599
Payment Protection
Credit Life Insurance Premiums may vary according to state requirements, the amount of indebtedness, the age of the insured, length of re-payment term, and other factors.
Credit Disability Insurance Premiums may vary according to state requirements, the amount of indebtedness, the age of the insured, length of re-payment term, and other factors.
Documentation
Procurement Fee 299.25

* Scion vehicles are mono-spec, and customers can personalize their car with accessories. See the accessories section for available products.